Recently, The National Payments Corporation of India (NPCI) warned that a new threat is emerging to users of digital payments in the form of the “Digital Arrest” scam. In this scheme, cybercriminals pose as government officials to intimidate people to transfer funds or reveal sensitive data. NPCI has shared detailed information on how to identify and not fall prey to such scams.
“Good thing today, digital payments reach across the country; India is on the move toward a digital-first economy. They provide security, as well as convenience. However avoiding online scams phishing techniques using digital payments safely is quite important. “Finding potential scams early will keep you and your loved ones safe, and in turn creates a more friendly, secure, less-cash economy overall.”
Digital Arrest scam is a sophisticated form of cyber fraud. Often posing as law enforcement or financial regulators, scammers use fear and false accusations to compel victims to pay money or provide sensitive information.
Scammers Frequent Tactics
Impersonation of Officials: A Fraudster may pose as an official from agencies such as police, CBI, Income Tax department, claiming the victim’s involvement in a crime such as money laundering or tax evasion.
Fear-Based Manipulation: Scammers use dramatic language and sometimes demand an immediate response, threatening arrest. They might have video calls while dressed like official figures or build something resembling a police station to give the impression of authenticity.
Requests for money or personal data: Victims are asked to move money to “clear their name”, or for personal information under the guise of helping an investigation.
How to Spot and Steer Clear of the Scam
Here are some steps the NPCI advises to secure yourself:
- Be careful with any surprise calls or messages, from people who say they are officials. Before responding, verify their claims on your own.
- Scammers prey upon fear and urgency as a way to control victims. Do not rush to think and verify its Reality.
- Scammers impersonating legitimate agency employees will not ask for your personal information, payments, or account details by phone or video call.
- Report Suspected Scam: If you suspect a scam, report the phone number or other details to the national cybercrime helpline at 1930 or visit the site of the Department of Telecommunications (https://sancharsaathi.gov.in/sfc/).
